JUGGLING MULTIPLE CREDIT CARDS? ATTACK THEM IN THE RIGHT ORDER Built specifically for people paying off several credit cards at once. List every card and this tracker ranks them Avalanche-style (highest APR first) so your extra payment always goes where it saves the most interest. WHAT’S INCLUDED – Cards tab: up to 10 cards with balance, APR, minimum payment, credit limit and automatic utilization % – Plan tab: set your extra monthly payment and see the payoff order, rolled-over payments and e

A checklist of the concrete levers that actually move your credit score, paired with a month-over-month score tracker to see your progress. What’s inside: – Action Plan tab – a prioritized checklist of credit-score levers (utilization, payment history, account age, and more) with space to mark progress. – Score Tracker tab – log your score every month and watch a trend chart move as your habits change. Built for anyone actively working to raise their credit score before a major purchase or loa

List every debt you owe and this Excel template auto-ranks them by both the avalanche (highest interest rate first) and snowball (smallest balance first) payoff methods, so you always know which one to attack next either way. What’s inside: – Debt List: every balance, APR, and minimum payment with automatic avalanche and snowball rankings. – Payoff Projection: enter your extra monthly payment to see a 36-month balance projection, your total interest paid, and your real debt-free month – backed

SEE YOUR DEBT-FREE DATE – AND GET THERE FASTER List your debts once and this tracker instantly ranks them for both the Snowball method (smallest balance first, for quick wins) and the Avalanche method (highest interest first, for maximum savings). Enter the extra amount you can pay each month and get an estimated payoff timeline and debt-free date. WHAT’S INCLUDED – My Debts tab: up to 15 debts with balance, APR and minimum payment – automatic Snowball and Avalanche ranking, months-to-payoff a