Digi Shop
Spreadsheets and planners you can own in one click.
Every template below is real, tested, and instantly downloadable — buy once, edit forever, no subscription. Secure checkout happens right here on this site, powered by Stripe.
54
Digital products
8
Categories
100%
Editable templates
Instant
Download
Bestsellers
Start with these
Six templates readers reach for first.
Trackers
Budget & Net Worth TrackerThe flagship FWL tracker — monthly budget and net worth side by side.$5.00 Buy →Debt & Credit
Debt Payoff Tracker — Snowball & AvalancheCompare both payoff strategies side by side and see your real payoff date.$3.54 Buy →Trackers
Personal Finance "Life OS" DashboardBudget, net worth, savings and debt payoff linked into one master workbook.$5.00 Buy →Property
Rental Property Income & Expense TrackerLandlord-built cash flow tracker for one unit or many.$4.08 Buy →FIRE
FIRE & Dividend Income CalculatorModel your FIRE number against real dividend income.$5.00 Buy →Home
Rent vs. Buy Home Affordability CalculatorThe real wealth comparison, not just the monthly payment.$5.00 Buy →
Full catalog
Browse all 54 products
Every template, organized by category. Add to cart and check out securely with Stripe.
Everyday Budgeting
5 productsMonthly Budget SpreadsheetTrack income, expenses and savings rate every month, automatically.$2.72 Buy →
Paycheck Budget Planner — BiweeklyBudget by pay period instead of by month — built for hourly and biweekly pay.$2.72 Buy →
Bill Payment TrackerNever miss a due date — every recurring bill in one organized log.$2.18 Buy →
Grocery Budget PlannerWeekly meal plan, shopping list and grocery spend tracker in one tab.$1.90 Buy →
First Job / New Grad Budget Starter KitA first budget built for a first paycheck — every total calculated for you.$5.00 Buy →
Debt & Credit
4 productsDebt Payoff Tracker — Snowball & AvalancheCompare both payoff strategies side by side and see your real payoff date.$3.54 Buy →
Credit Card Payoff TrackerMulti-card payoff planner with an avalanche order built in.$2.72 Buy →
Debt Payoff Tracker (Avalanche & Snowball)Both payoff strategies ranked automatically so you know which to run.$5.00 Buy →
Credit Score Improvement Action Plan & TrackerThe concrete levers that move your score, with a month-over-month tracker.$5.00 Buy →
Savings, Net Worth & FIRE
10 productsNet Worth Tracker + Savings GoalsEvery asset and liability rolled into one running net-worth line.$2.72 Buy →
Savings Challenge Bundle100-Envelope and 52-Week challenges, plus a custom goal tracker.$2.18 Buy →
Subscription TrackerFind and cancel the subscriptions quietly draining your account.$5.00 Buy →
Budget & Net Worth TrackerThe flagship FWL tracker — monthly budget and net worth side by side.$5.00 Buy →
Emergency Fund & Savings Goal TrackerMultiple savings goals at once, with the monthly contribution needed for each.$5.00 Buy →
Subscription & Recurring Expense TrackerEvery recurring charge normalized into one true monthly cost.$5.00 Buy →
Investment Portfolio TrackerCost basis, value and allocation for every holding, recalculated instantly.$5.00 Buy →
FIRE & Dividend Income CalculatorModel your FIRE number against real, formula-driven dividend income.$5.00 Buy →
FIRE Printable Planner BundleGoal-setting, milestones and monthly check-ins for the FIRE journey.$5.00 Buy →
Personal Finance "Life OS" DashboardBudget, net worth, savings and debt payoff linked into one master workbook.$5.00 Buy →
Home & Real Estate
7 productsFirst-Time Homebuyer Savings TrackerSet a down-payment goal and watch your progress bar fill in automatically.$5.00 Buy →
Home Renovation Budget TrackerEstimated vs. actual cost by room, so surprises don’t blow the budget.$5.00 Buy →
Mortgage Refinance Break-Even CalculatorFind the exact month a refinance starts actually saving you money.$5.00 Buy →
House Hacking Profitability CalculatorModel living in one unit and renting the rest — see your real housing cost.$5.00 Buy →
Rent vs. Buy Home Affordability CalculatorThe real wealth comparison, not just the monthly payment.$5.00 Buy →
Real Estate Investment Comparison ToolRank multiple deals side by side on cap rate and cash-on-cash return.$5.00 Buy →
Airbnb / Short-Term Rental Profitability CalculatorNightly rate, occupancy and fees rolled into a real monthly net number.$5.00 Buy →
Landlord & Rental Property
4 productsRental Property Income & Expense TrackerLandlord-built cash flow tracker for one unit or many.$4.08 Buy →
Property Management Expense LogMulti-unit expense log for landlords running several properties at once.$5.00 Buy →
Landlord Rent & Expense TrackerRent collected and expenses across units and months, with a profit summary.$5.00 Buy →
Rental Property Cash Flow AnalyzerPurchase price, financing and rent auto-calculate monthly and annual cash flow.$5.00 Buy →
Freelance & Small Business
10 productsSmall Business Bookkeeping SpreadsheetIncome, expenses and a live profit-and-loss statement.$5.00 Buy →
Self-Employed / Freelancer Tax TrackerQuarterly income, expenses and a running tax set-aside estimate.$5.00 Buy →
Freelance Rate CalculatorStop guessing what to charge — get the exact hourly and project rate.$5.00 Buy →
Freelancer Bookkeeping & Schedule C Tax Prep TrackerIncome and expenses matched to Schedule C line items — tax prep is copy-paste.$5.00 Buy →
Small Business Startup Cost & Break-Even CalculatorTotal startup costs and your exact break-even point, before you spend a dollar.$5.00 Buy →
Self-Employed Quarterly Tax Estimator & Deduction TrackerQuarterly estimated tax payments and deductible expenses by category.$5.00 Buy →
Freelance Invoice Generator & Payment TrackerAuto-numbered invoices plus a payment-status log so you know who owes you.$5.00 Buy →
Small Business P&L Statement TemplateGross margin and net income calculated as you fill in revenue and expenses.$5.00 Buy →
Freelancer & Side Hustle Income TrackerEvery payment across every hustle, with tax set-aside calculated automatically.$5.00 Buy →
Side Income Tax Withholding CalculatorKnow exactly how much extra to withhold to cover taxes on side income.$5.00 Buy →
Career & Job Search
6 productsPerformance Review & Raise Prep WorkbookA documented case for your value, ready before the review starts.$5.00 Buy →
Career Change Financial Runway PlannerFind out how many months you can afford before you hand in your notice.$5.00 Buy →
LinkedIn Optimization Checklist & Content CalendarTurn a static profile into an active tool that brings opportunities to you.$5.00 Buy →
ATS-Optimized Resume & Cover Letter Template PackClean formatting an applicant tracking system can actually parse.$5.00 Buy →
Job Search Tracker & Application CRMEvery application, follow-up and status in one lightweight CRM.$5.00 Buy →
Salary Negotiation Script & Raise CalculatorA target number backed by math, plus the script to ask for it.$5.00 Buy →
Life & Everyday Money
8 productsWedding Budget PlannerEvery vendor, deposit and payment tracked against your total budget.$2.72 Buy →
Christmas Budget PlannerGift list, budget per person, and total holiday spend in one view.$5.00 Buy →
College Student Budget PlannerSemester budgeting for tuition, dorm costs and everyday spending.$1.90 Buy →
Moving Budget & Checklist PlannerEvery moving cost and task in one printable planner — nothing forgotten.$5.00 Buy →
Wedding Budget PlannerVendor-by-vendor budget tracking, second edition.$5.00 Buy →
Negotiate Your Bills Script PackWord-for-word scripts for lowering bills, subscriptions and medical costs.$5.00 Buy →
Emergency Preparedness Financial Checklist GuideEmergency-fund sizing, document organization and an "I lost my job" plan.$5.00 Buy →
AI Prompts for Personal Finance & Side Hustles100 ready-to-use prompts for budgeting, side hustles and negotiation.$5.00 Buy →
How it works
Three steps, right on this site
01
Pick a templateBrowse the full catalog above and open the one that fits.02
Add to cart & checkout with StripeSecure checkout happens right here — we never leave the site, and Stripe handles your card details.03
Download & editThe file lands instantly. Open it in Excel or Google Sheets (File > Import) and start filling in your own numbers.
Good to know
Quick questions
What file format do I get?Excel (.xlsx) unless the listing says PDF or Word. Every spreadsheet also opens cleanly in Google Sheets via File > Import.
Can I get a refund?All digital products are non-refundable. Since files are delivered instantly on download, all sales are final.
How does checkout work?Secure checkout powered by Stripe, right here on this page — no third-party marketplace, no leaving the site.
Can I use a template for my business or clients?These are licensed for personal or single-business use. Please don’t resell or redistribute the files themselves.
Want to try the free version first?
Most of these templates have a related free calculator on this site — test the math before you buy the spreadsheet.
Browse Free Tools →
Disclaimer: Freedom Wealth Lab is the seller of the digital products listed on this page. Checkout, payment processing, and file delivery all happen on-site via SureCart, with payments securely processed by Stripe — this page never sees or stores your card details. All digital products are non-refundable, as files are delivered instantly upon purchase. These are educational and organizational templates, not personalized financial, investment, tax, or legal advice. Please read our full Disclaimer before purchasing.
