Model the numbers behind house hacking — living in one unit of a multi-unit property while renting out the rest. This Excel calculator projects your effective housing cost, rental income offset, and overall cash flow so you can see exactly how much house hacking could save or earn you. Freedom Wealth Lab provides this template for general educational and planning purposes only. It is not personalized financial or investment advice.

An Excel tracker built for first-time homebuyers saving toward a down payment and closing costs. Set a target home price and savings goal, log contributions over time, and watch an automatic progress bar show exactly how close you are to being ready to buy. Freedom Wealth Lab provides this template for general educational and planning purposes only. It is not personalized financial advice.

Keep a home renovation on budget with this Excel tracker. Log estimated vs. actual costs by room and category, track contractor payments, and watch a running total so surprises don’t blow up your renovation budget. Freedom Wealth Lab provides this template for general educational and planning purposes only. It is not personalized financial advice.

Project the real profitability of a short-term rental before you commit. This Excel calculator factors in nightly rate, occupancy, cleaning fees, platform fees, and operating expenses to show your monthly and annual net income from an Airbnb or STR property. Freedom Wealth Lab provides this template for general educational and planning purposes only. It is not personalised financial or investment advice.

Compare multiple rental or investment properties side by side in one Excel workbook. Enter price, income, and expense assumptions for each property and instantly see cap rate, cash-on-cash return, and cash flow lined up next to each other, so you can rank deals and pick the strongest one. Freedom Wealth Lab provides this template for general educational and planning purposes only. It is not personalized financial or investment advice.

Should you rent or buy? Enter the home price, your down payment, mortgage rate, and your current rent, and this calculator compares the true monthly cost of owning (mortgage, tax, insurance, maintenance) against renting – plus how many months it takes for buying to break even on closing costs. Every number is a live formula (including a real mortgage payment calculation), so you can test as many scenarios as you want in seconds.

Find out exactly how many months it takes for a mortgage refinance to pay for itself. Enter your current loan terms, new rate, and closing costs, and this Excel calculator shows your monthly savings and break-even point so you can decide with confidence whether refinancing makes sense. Freedom Wealth Lab provides this template for general educational and planning purposes only. It is not personalized financial or investment advice.