Stop guessing where your money goes. This Excel template tracks your monthly budget and your net worth side by side, with real formulas doing the math for you. What’s inside: – Monthly Budget tab: budgeted vs. actual spending across 11 categories, with automatic totals and color-coded variance. – Net Worth Tracker tab: 12 months of assets and liabilities, with Total Assets, Total Liabilities, and Net Worth calculated automatically. – Dashboard tab: income, expenses, savings rate, and current ne

Two of the most common personal finance questions – “How many years until I can retire early?” and “How much dividend income could I actually build?” – get a real, formula-driven answer instead of a vague rule of thumb. What’s inside: – FIRE Calculator tab: enter your age, current investments, annual contribution, and expected return to instantly see your FIRE number, projected years to financial independence, and projected retirement age, backed by a full 40-year balance projection. – Dividend

FIND THE SUBSCRIPTIONS QUIETLY DRAINING YOUR BANK ACCOUNT The average household has 10+ recurring subscriptions and has forgotten about several of them. List every subscription once and see your true monthly and yearly cost instantly. WHAT’S INCLUDED – Subscriptions tab: up to 30 subscriptions with category, billing cycle (monthly/yearly/weekly/quarterly), auto-converted monthly and yearly cost, renewal date and status – Status tracking: mark each one Active, Cancelled or To Review – Dashboard

THREE SAVINGS CHALLENGES, ONE SPREADSHEET – SAVE UP TO $6,428+ Stay motivated with the internet’s favorite savings challenges, all tracked automatically. WHAT’S INCLUDED – 100 Envelope Challenge: save $1-$100 per envelope, $5,050 total – enter the date, the tracker does the rest – 52 Week Challenge: save the week number in dollars, $1,378 total – Custom Challenge: enter ANY goal and any number of weeks – the sheet splits it evenly – Dashboard: progress bars for all three challenges plus your t

WATCH YOUR WEALTH GROW, MONTH BY MONTH What gets measured gets managed. This tracker gives you a clear picture of everything you own and owe, your net worth trend over 36 months, and exactly how much to save each month to hit your goals on time. WHAT’S INCLUDED – Accounts tab: categorized assets (cash, investments, retirement, property…) and liabilities with your live net worth – Monthly Tracker: one row a month – net worth, monthly change in dollars and percent, all calculated for you – Sav

Find out what your subscriptions are actually costing you. List every recurring charge, note whether it bills monthly or annually, and this template normalizes everything into a true monthly cost so you can compare fairly. What’s inside: – Total monthly and annual subscription spend, calculated automatically. – A spend-by-category chart so you can see exactly where the money goes. Most people find at least one subscription worth cancelling in the first five minutes of using this.

Track every holding’s cost basis, current value, gain/loss, and allocation percentage in one spreadsheet – update the current price and everything recalculates instantly. What’s inside: – Holdings tab with automatic cost basis, current value, gain/loss $ and %, and portfolio allocation for every position. – Total portfolio value, total gain/loss, and an allocation pie chart at the top of the sheet. Works for stocks, ETFs, or any ticker-based holding.

A printable planner for pursuing Financial Independence, Retire Early (FIRE), covering goal-setting, milestone tracking, and monthly check-in pages. What’s inside: – Goal-setting worksheets to define your FIRE number and target date. – Milestone tracking pages to mark progress along the way. – Monthly check-in pages to keep you accountable. Built for anyone on the FIRE path who wants a tangible, printable way to stay on track. Freedom Wealth Lab provides this guide for general educational and

A premium all-in-one financial command center that links your budget, net worth, savings goals, and debt payoff into a single master workbook with one summary dashboard. What’s inside: – Budget, Net Worth, Debt, and Goals tabs – each a fully working tracker on its own. – Dashboard tab – pulls live totals from every other tab into one page with charts, so you see your entire financial picture at a glance instead of jumping between spreadsheets. Built for anyone who wants one file that replaces

Track multiple savings goals at once – emergency fund, vacation, a car, a house down payment – with percent complete and the exact monthly contribution needed to hit your target date calculated automatically. What’s inside: – Every goal with target amount, amount saved, and months remaining. – A progress chart across all your goals so you can see what’s on track and what needs more attention.